FinTech: MSME Digital Lending

Digital lending empowers MSMEs with faster, more efficient, and accessible financing solutions. This course provides a deep dive into the key concepts, processes, and innovations in digital lending, helping you understand how technology transforms MSME financing. From MSME lending models to credit scoring, underwriting, and post-disbursal management, you’ll gain practical insights into the entire digital lending lifecycle.

By the end of the course, you’ll be able to:

• Understand the challenges and opportunities in MSME lending.

• Learn the end-to-end MSME lending process.

• Explore business models, partnerships, and revenue structures in digital lending.

• Analyze risk, credit scoring, and loan approval mechanisms.

• Gain insights into automated credit decisions and digital onboarding.

Whether you’re a fintech professional, lender, banker, or policymaker, this course equips you with the knowledge to navigate and innovate in the evolving digital lending landscape for MSMEs.

This course is designed for:

• Fintech Professionals & Entrepreneurs – Understand digital lending frameworks to build scalable solutions.

• Banking & NBFC Professionals – Learn how digital lending models enhance MSME financing.

• Policymakers & Regulators – Gain insights into digital financial inclusion for MSMEs.

• MSME Owners & Entrepreneurs – Discover how digital lending can help grow your business.

• Investors & Consultants – Identify key opportunities in the digital lending ecosystem.

1. Introduction to MSME Lending; Definition and classification of MSMEs. Key challenges in MSME lending and credit access. Business models and partnerships in digital lending.

2. MSME Lending Process Flow; End-to-end digital lending process. Customer segmentation and loan application journey. Pre-qualification checks and risk assessment.

3. Revenue Model & Loan Pricing; Overview of revenue models in digital lending. Loan pricing factors and risk-based pricing.

4. Loan Approval & Credit Decisioning; Credit risk assessment and origination scores. AI/ML-driven credit scoring models. Due diligence and underwriting processes.

5. Loan Disbursal & Post-Disbursal Management; Digital disbursal mechanisms and compliance. Post-disbursal tracking, collections, and early warning systems. Case studies on digital lending innovations.

Join us and explore how digital lending is transforming financial access for MSMEs!

Global FinTech Academy